30-year mortgage rate

30-Year Fixed Mortgage Rate

7.40%Week of Oct 15, 2026

Higher than 98% of readings in the last 10 years.

History

7.40%15 Oct 2026

Since Week of Oct 8, 2026: No change
Over a year (vs Week of Oct 9, 2025): +1.10 pts
Range, last 10 years: 2.65% to 7.79%

What this measures

The average rate on a 30-year fixed home loan, from Freddie Mac’s weekly survey.

How to read it

Higher rates raise monthly payments for new buyers and tend to slow home sales.

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