950,000 Americans receive $500 refunds; 20 states excluded

• Refund checks tied to overcharged user fees on the federal health insurance marketplace are hitting bank accounts for some 950,000 Americans.
• The $500 payment is not available to all Obamacare users; eligibility depends on the state of residence.
• 20 specific states are excluded from receiving the $500 refunds.
• The refunds are a result of overcharged user fees on the federal health insurance marketplace.
• No further action is required from those who receive the refund.